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Kirkman (800) 584-0015 Change Location

Your Preferred Branch

Kirkman Change Location

2500 S. Kirkman Road
Orlando, FL 32811

Tel.(800) 584-0015

Hours
Mon-Fri: 9:00am - 7:00pm
Sat: 9:00am - 3:00pm
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    16418 New Independence Pkwy - Winter Garden

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The Axiom Bank Blog

 Learn about best practices, tips and advice for your financial life from bank staff. 

The DO’s and DON’TS of Using Credit Cards

The DO’s and DON’TS of Using Credit Cards

Posted On: September 20, 2017 by Axiom Bank in: Budgeting, Personal Finance

Using a credit card is a great stepping stone to help boost your personal credit history. By proactively managing your ongoing finances, you can showcase to potential lenders that you know how to fulfill your repayment promises. What many people don’t know is that simply having a credit card does not automatically indicate an increase in your credit score. To help you succeed with your credit, Axiom Bank has put together the most commonly asked do’s and don’ts of using credit cards. DO: Pay your balance in FULL every month or every two weeks. DON’T: Keep a balance even if the interest rate is low While keeping a balance more than 30 percent won’t drastically harm your credit score, it’s always better to be safe than sorry. We recommend never spending more than you can pay off each and every month. By keeping yourself to this standard, you can make certain to never become a victim of expensive credit card debt. DO: Choose a card that

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