CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS

Term Personal & IRA Interest Rate Personal & IRA Annual Percentage Yield Jumbo & Jumbo IRA Interest Rate Jumbo & Jumbo IRA Annual Percentage Yield

Term


6 Months

Personal & IRA Interest Rate


0.150%

Personal & IRA Annual Percentage Yield


0.15%

Jumbo & Jumbo IRA Interest Rate


0.150%

Jumbo & Jumbo IRA Annual Percentage Yield


0.15%

Term


12 Months

Personal & IRA Interest Rate


0.200%

Personal & IRA Annual Percentage Yield


0.20%

Jumbo & Jumbo IRA Interest Rate


0.200%

Jumbo & Jumbo IRA Annual Percentage Yield


0.20%

Term


18 Months

Personal & IRA Interest Rate


0.250%

Personal & IRA Annual Percentage Yield


0.25%

Jumbo & Jumbo IRA Interest Rate


0.250%

Jumbo & Jumbo IRA Annual Percentage Yield


0.25%

Term


24 Months

Personal & IRA Interest Rate


0.300%

Personal & IRA Annual Percentage Yield


0.30%

Jumbo & Jumbo IRA Interest Rate


0.300%

Jumbo & Jumbo IRA Annual Percentage Yield


0.30%

Term


36 Months

Personal & IRA Interest Rate


0.349%

Personal & IRA Annual Percentage Yield


0.35%

Jumbo & Jumbo IRA Interest Rate


0.349%

Jumbo & Jumbo IRA Annual Percentage Yield


0.35%

Term


48 Months

Personal & IRA Interest Rate


0.399%

Personal & IRA Annual Percentage Yield


0.40%

Jumbo & Jumbo IRA Interest Rate


0.399%

Jumbo & Jumbo IRA Annual Percentage Yield


0.40%

Term


60 Months

Personal & IRA Interest Rate


0.449%

Personal & IRA Annual Percentage Yield


0.45%

Jumbo & Jumbo IRA Interest Rate


0.449%

Jumbo & Jumbo IRA Annual Percentage Yield


0.45%