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Checking Accounts

Four unique options for differing lifestyles.

Choose the Account that Fits How You Manage Money!

Tired of the old, boring checking account offerings that have few benefits and complex restrictions? So are we. At Axiom Bank, all of our personal checking accounts are designed with you in mind because your checking account should complement your lifestyle.

Shopping with father

Axiom Checking

With our Axiom Checking account, you’ll have convenient services including unlimited check writing, Online and Mobile Banking, no ATM fees at over 60,000 Axiom Bank, Allpoint® Network, and 7-Eleven® locations.

  • Unlimited check writing
  • No minimum balance
  • Access to Online Banking, Bill Pay and eStatements
  • No-fee Mobile Banking and Mobile Deposit
See Full Account Details

Senior Checking

Age has its privileges at Axiom Bank! Senior Checking was designed specifically for those age 55 and better who need a checking account that offers the benefits of both modern banking tools and traditional check writing.

  • Unlimited check writing
  • No minimum balance
  • Three check orders per year at no-cost
  • Access to Online and Mobile Banking, Bill Pay and eStatements
See Full Account Details
Out for Icecream

Opportunity Checking

We all need a fresh start from time to time. Opportunity Checking is your chance to press the reset button on your checking account. Get access to beneficial online and mobile banking tools while keeping your money in an account you can easily access with your debit card.

  • Unlimited check writing
  • No minimum balance
  • Access to Online Banking, Bill Pay and eStatements
  • No-fee Mobile Banking and Mobile Deposit
See Full Account Details

Select Checking

Make your money work for you even when it’s just sitting in the bank! With Select Checking you earn a competitive interest rate on your balances to help your money grow. Plus, our interest rates are tiered, meaning higher balances are rewarded. Combined with access to online and mobile banking tools, you can see why this premium account is a customer favorite!

  • Competitive interest rate
  • Tiered rate structure that rewards higher balances
  • Access to Online Banking, Bill Pay and eStatements
  • No-fee Mobile Banking and Mobile Deposit
See Full Account Details
AxiomGO App

AxiomGO®

Looking for an all-digital checking account? Visit our AxiomGo® page and open an account within minutes.

  • No minimum balance
  • Mastercard® debit card
  • 60,000+ no-charge Axiom Bank, Allpoint® Network and 7-Eleven® ATMs
See Full Account Details

CALL US

For fast, convenient access to your account 24/7, call (888) 425-4882.

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Checking Account Comparison

Compare our four checking accounts side by side to see which best fits your needs. Once you’re ready to open your new account, visit an Axiom Bank location to get started.

ACCOUNT FEATURESAxiom®OpportunitySeniorSelectAxiomGo®
Monthly Service Charge$6.95*$12.95**$0$15***$5.99****
Minimum Daily Balance$0$0$0$1,000$0
Minimum Opening Deposit$25$25$25$100$25
Debit CardCheck MarkCheck MarkCheck MarkCheck MarkCheck Mark
Online Banking with Bill PayCheck MarkCheck MarkCheck MarkCheck MarkCheck Mark
Mobile BankingCheck MarkCheck MarkCheck MarkCheck MarkCheck Mark
eStatementCheck MarkCheck MarkCheck MarkCheck MarkCheck Mark
Telephone BankingCheck MarkCheck MarkCheck MarkCheck MarkCheck Mark
Unlimited Check WritingCheck MarkCheck MarkCheck MarkCheck Mark 
ATM Transactions (60,000+ Axiom Bank, Allpoint® Network and 7-Eleven® ATMs)Check MarkCheck MarkCheck MarkCheck MarkCheck Mark
No-cost Check Orders (per year)  3  
Competitive Interest Rate   Check Mark 
Tiered Rate Structure (rewards high balances)   Check Mark 

* Waived with direct deposit of $500 OR 8 debit card transactions within the statement cycle (ATM withdrawals do not count).
** Reduced to $8.95 with direct deposit of any amount.
*** Waived for minimum daily balance over $1,000 with Select Checking, over $5,000 with Select Money Market.
**** Waived by establishing a direct deposit into the account each statement cycle or one (1) debit card transaction being posted to the account per statement cycle.

 Select Checking Minimum Deposit to Open Account Daily Minimum Balance to Earn APY* Interest Rate Annual Percentage Yield
Tier 1 $100 $1,000 - $9,9999 0.150% 0.15%
Tier 2 $100 $10,000 - $24,999 0.349% 0.35%
Tier 3 $100 ≥ $25,000 0.449% 0.45%
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