Too many Americans have poor money habits. Do you resonate with this in the way you spend and think about money? Perhaps you were never taught financial literacy in school like many others. However, there’s no time better than the present to start learning, so why not learn it from the experts at Axiom Bank? These are tried and true ways to say goodbye to bad money habits.  Track Your Spending It’s easy to overspend if we don’t really know that we are overspending. If Read More

From sunny beaches to tall mountains, everyone has their own version of a dream vacation. But, how do you save enough cash to go? It’s important to see the world and take in all it has to offer, which is why Axiom Bank has come up with these tried and trusted ways to save for your dream vacation. Timing is Key Instead of taking off five whole days of work, is there a week where you can travel to include a weekend and a holiday? This automatically gives you a three day start to your vacation, Read More

Blankets, gliders and toys galore – the list of items you need for your baby’s arrival seem like a mile long. The good news is that while some items like diapers and wipes are essential, baby can get along just fine without the matching crib and dresser set. Planning for the days ahead is what you should be focused on. From braces to college, you can give your child a head start in life by saving for their future now. Here are some ways to start bulking up the savings: Get Insured Insurance Read More

No matter your age, everyday you work is a step closer to retirement. When you think of driving off into the golden years, where are you headed? You likely have a picture in mind whether it be having a house in your dream location or an RV to explore the National Parks. Whatever that goal is, the steps to get there are going to be similar. Here’s some great money moves you can make in order to reach your retirement savings goals. Start Where You Are Many are under the impression that Read More

You can’t plan on what bad times will come your way, but you can unfortunately count on the fact that there will be a bad day in your future that can impact your bottom line. Make it a little less painful by preparing for the costs ahead of time! Here are some creative ways you can start saving today for unexpected events. 1. Know What The Fund Is For Don’t start a big life adjustment if you don’t really understand the purpose behind it. This is true of just about every big Read More

While college remains one of the best ways you can invest in yourself and your future, it doesn’t change the fact that the costs of attending college only continues to grow. Focusing on your education should be your top priority while you’re in school. However, developing strong saving habits can not only cut costs while you’re attending college, but those habits can also help you be more responsible with your money once you’ve graduated. Set a Budget While this may Read More

Raising your credit score can seem like a daunting task, or you may not really care what your score is. However, a credit score affects more than you may realize, which is why we find it important to share our knowledge. Develop consistently strong credit habits with these secret keys of advice from Axiom Bank. 1. Show you can handle all types of debt. Debt comes in all different forms, from car loans and mortgages to credit card bills. Instead of paying for an item in full, consider putting Read More

If you’ve been putting off travel because you think it’s too expensive, think again! The new minimalism trend is taking off - more than the tiny houses you’ve seen. They are proving to be a helpful mindset and strategy for travelers. Here’s the inside scoop of how to cut costs on your next trip. Plan, Plan, Plan One undervalued trait that minimalists have is the ability to plan ahead. As enticing as a spur of the moment trip may be, that can often lead to even more unexpected Read More

If you’ve crafted a budget for your household, you are already off to a great start to taking control of your finances in the most useful way possible! There are things that can hinder a budget and your overall financial goals. Be sure to include these items in your budget now! Medical Bills Your health is never guaranteed. Because of this, it can be challenging to plan for the unexpected. However, it is still important to have a line item in the budget for your health. Take Read More

A dream is just a dream until a plan is created and executed. It can be a challenge to know where to start, as some days the expenses seem to come in faster than you can keep up. It’s time to take a step back, think about what you want for your life and begin building that future today. How to Set You are probably familiar with the concept of goal setting in your everyday life. Often, they take on the form of dreams, like someday having a vacation home in Hawaii or being able to complete Read More