The holidays are upon us and that means more money will be spent! However, be careful not to go too far outside of your budget. Axiom Bank has compiled our favorite holiday savings hacks to help you keep more money in your pocket this season. Avoid Extras When buying food for the holidays or gifts for others, it can be really easy to treat yourself and get something too. Stop buying extra items, like that latte or new pair of shoes, and begin being a super saver. Make a list of what you need Read More

With just a little work, you can map out your financial goals for the upcoming year. When it comes to money, it can seem overwhelming or tricky to know where to begin. Luckily, Axiom Bank is here to help! We’ve come up with some of our favorite ways you can create your money goal for 2020. Figure Out Your Finances The first step you should take is to calculate how much income you bring in each month after expenses. You may feel that you have a good estimate, but once you start racking Read More

Each year, the holidays add a little more debt onto Americans. Last year, the average debt incurred per person was around $1,000. Because of this statistic, we want to help make sure you’re prepared financially. It’s never too early to start deciding what your holiday budget will be so that you aren’t fretting over overwhelming debt in the new year. If you haven’t set up a budget before, the holidays are a perfect place to start.  1. Start with what you have.  Every Read More

Too many Americans have poor money habits. Do you resonate with this in the way you spend and think about money? Perhaps you were never taught financial literacy in school like many others. However, there’s no time better than the present to start learning, so why not learn it from the experts at Axiom Bank? These are tried and true ways to say goodbye to bad money habits.  Track Your Spending It’s easy to overspend if we don’t really know that we are overspending. If Read More

From sunny beaches to tall mountains, everyone has their own version of a dream vacation. But, how do you save enough cash to go? It’s important to see the world and take in all it has to offer, which is why Axiom Bank has come up with these tried and trusted ways to save for your dream vacation. Timing is Key Instead of taking off five whole days of work, is there a week where you can travel to include a weekend and a holiday? This automatically gives you a three day start to your vacation, Read More

Blankets, gliders and toys galore – the list of items you need for your baby’s arrival seem like a mile long. The good news is that while some items like diapers and wipes are essential, baby can get along just fine without the matching crib and dresser set. Planning for the days ahead is what you should be focused on. From braces to college, you can give your child a head start in life by saving for their future now. Here are some ways to start bulking up the savings: Get Insured Insurance Read More

No matter your age, everyday you work is a step closer to retirement. When you think of driving off into the golden years, where are you headed? You likely have a picture in mind whether it be having a house in your dream location or an RV to explore the National Parks. Whatever that goal is, the steps to get there are going to be similar. Here’s some great money moves you can make in order to reach your retirement savings goals. Start Where You Are Many are under the impression that Read More

You can’t plan on what bad times will come your way, but you can unfortunately count on the fact that there will be a bad day in your future that can impact your bottom line. Make it a little less painful by preparing for the costs ahead of time! Here are some creative ways you can start saving today for unexpected events. 1. Know What The Fund Is For Don’t start a big life adjustment if you don’t really understand the purpose behind it. This is true of just about every big Read More

While college remains one of the best ways you can invest in yourself and your future, it doesn’t change the fact that the costs of attending college only continues to grow. Focusing on your education should be your top priority while you’re in school. However, developing strong saving habits can not only cut costs while you’re attending college, but those habits can also help you be more responsible with your money once you’ve graduated. Set a Budget While this may Read More

Raising your credit score can seem like a daunting task, or you may not really care what your score is. However, a credit score affects more than you may realize, which is why we find it important to share our knowledge. Develop consistently strong credit habits with these secret keys of advice from Axiom Bank. 1. Show you can handle all types of debt. Debt comes in all different forms, from car loans and mortgages to credit card bills. Instead of paying for an item in full, consider putting Read More