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  • June 8, 2020

    The first step to revamping your finances is to plan. We’ve compiled a few practical, manageable tips to help grow your savings and work towards financial stability.   Start an Emergency Fund  Hope for the best, but plan for the worst- that’s where an emergency fund comes in. Even if it’s just a few dollars a week, set money aside for any larger expenses that may come up in the future. Ideally, you want your Emergency Fund to have three to six months’ worth

  • May 4, 2020

    Living paycheck to paycheck is more common than you may think. According to this website, over 65% of Americans are living paycheck to paycheck and would struggle to get by if their paycheck was delayed by a week. Why is living this way dangerous? And if it’s so bad, how do we stay away from it? Keep reading to find out. Why is living paycheck to paycheck so bad? If relying on your paycheck gets you by, some may wonder what the big deal is. Sure, it can be stressful, but it works, right?

  • April 13, 2020

    You’ve heard big banks advertise their services all over the world, but most consumers don’t realize all of the benefits that come with banking local. When it comes to customer service, banking fees and ethical choices, banking local is the smart choice, and we’ll tell you why. Great Customer Service Because local banks have less customers than your average megabank, the employees have the chance to form deeper relationships with the people they serve. Tailored Programs Community

  • March 9, 2020

    Retirement may seem far away or coming soon to you. Either way, you likely have some questions as many people do. Today, we will tackle some of the most common questions.  What is an IRA? IRA stands for Individual Retirement Account. The purpose of it is to help people save for retirement through their paychecks. The two types of IRAs are Traditional and Roth.  Traditional: With a Traditional IRA, you are able to put pre-tax dollars away for retirement, which will later be taxed

  • February 10, 2020

    Start the year out strong so you can finish the end of next year with a bang! These are some of our favorite savings resolutions that are great for novice savers or experts! 1. Start with the emergency fund. The first step you should take this year is to make steps to build up an emergency fund. Don’t let the unexpected set you painfully back in your budget and even from your ability to pay bills. Seventy eight percent of Americans live paycheck to paycheck and cannot afford to have a

  • January 13, 2020

    Looking to boost your retirement savings? Look no further! Here are some tips on how to do just that! Step Up the 401(k) If your company is matching your 401(k), make sure you take advantage of this now! Once you have established this for a year, consider ramping up your percentage by 1. Every other year or so, increase the percentage. Because you are increasing it at a slow rate, it’s unlikely that you will really notice it month to month, but you’ll love seeing your account grow.  Don’t

  • January 6, 2020

    2020 is here and here are our favorite savings tips to help you kick off the new year! Start saving for retirement. Starting to save for retirement now will be crucial in how much money you’re able to spend in the following years. The closer you get to retirement, the more you’ll have to put away if you haven’t started saving in earlier years. Making sure you find other ways to help your retirement fund grow will be in your best interest. If your employer will match up to

  • November 4, 2019

    With just a little work, you can map out your financial goals for the upcoming year. When it comes to money, it can seem overwhelming or tricky to know where to begin. Luckily, Axiom Bank is here to help! We’ve come up with some of our favorite ways you can create your money goal for 2020. Figure Out Your Finances The first step you should take is to calculate how much income you bring in each month after expenses. You may feel that you have a good estimate, but once you start racking

  • October 25, 2019

    Each year, the holidays add a little more debt onto Americans. Last year, the average debt incurred per person was around $1,000. Because of this statistic, we want to help make sure you’re prepared financially. It’s never too early to start deciding what your holiday budget will be so that you aren’t fretting over overwhelming debt in the new year. If you haven’t set up a budget before, the holidays are a perfect place to start.  1. Start with what you have.  Every

  • October 18, 2019

    Too many Americans have poor money habits. Do you resonate with this in the way you spend and think about money? Perhaps you were never taught financial literacy in school like many others. However, there’s no time better than the present to start learning, so why not learn it from the experts at Axiom Bank? These are tried and true ways to say goodbye to bad money habits.  Track Your Spending It’s easy to overspend if we don’t really know that we are overspending. If

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